1. Make Things Safe
Take reasonable steps to prevent further loss or damage where it is safe to do so. For an emergency, contact the appropriate emergency service first.
If something has happened that may result in an insurance claim, contact us as soon as reasonably possible. Have your policy details and information about the incident ready so we can provide the relevant insurer or claims contact information.
The exact claims process and cover depend on your insurer, policy wording, schedule and endorsements.
Take reasonable steps to prevent further loss or damage where it is safe to do so. For an emergency, contact the appropriate emergency service first.
Keep relevant photographs, dates, receipts, correspondence and other evidence. Do not dispose of damaged items unless necessary or authorised.
Have your policy number, insurer details and policy documents available. Your documents may contain a dedicated claims or emergency number.
Contact the insurer or claims handler shown in your policy documents, or contact Hillside Mortgages for the relevant claims contact information.
When reporting an incident, the insurer or claims handler may ask for information relevant to the circumstances. Having the following available can make the first contact easier.
Policy number, policyholder name and insurer.
Date, time, location and a clear description of what happened.
Photographs, receipts, invoices, reports or correspondence where relevant.
Names and contact details of relevant third parties or witnesses, where applicable.
Follow the instructions in your policy documents. Do not admit liability, negotiate or agree a settlement on behalf of an insurer. If urgent action is required to protect people or property, prioritise safety and keep records of reasonable emergency action taken.
Your insurer or appointed claims handler decides whether a claim is covered and how it will be handled under the policy terms.
If your policy documents give you a claims number, you can use that route directly. You can also contact Hillside Mortgages for the relevant claims contact information and next-step support.
Contact us with the policyholder name and other available details. We can use the information available to help identify the relevant policy contact route.
No. Cover and settlement are determined by the insurer or claims handler in accordance with the policy wording, schedule, endorsements and circumstances of the claim.
Prioritise safety. Contact emergency services where appropriate and check your policy documents for any insurer emergency assistance number. Take reasonable steps to prevent further loss where safe to do so.
Contact our team with your policy details and a brief explanation of what has happened.